Services
How We Work
At Krammer Financial, our clients receive a personalized approach that they would expect to get from a boutique company, yet they have access to all of the offerings of a larger corporation. With our experience in building personal relationships, and meeting clients’ needs for over 25 years, we can provide comprehensive service for our clients. Our partnership with Brinker Capital Investments and The Business Ferret for higher sustainable cash flow further facilitates that goal.
We look to meet client objectives through comprehensive financial planning, corporate metrics, product analysis, product selection, a vast professional network, and relentless monitoring. Delivering results that work for individuals is paramount to optimizing the relationships we build with our clients.
What truly sets us apart is how we help organize a clients’ portfolio. Even the most organized individual will benefit from our system and the digital tools we provide.
- We help clients make serious life decisions such as:
- Can I retire now?
- Can I pay for college?
- Can I afford a new boat or a second home?
- Will I have enough for medical expenses?
- What would I do if I lost my spouse?
We provide the confidence clients need to make sound financial decisions.
We simplify a complicated industry for our clients by focusing on four main activities to assist them in finding peace of mind in their financial lives.
The four areas of competency are:
Organize
Each of our clients and their assets are managed through WealthLink where all their financial information is securely stored across account type and product. This means that from your desktop, phone, or tablet you can see everything you own and owe, and progress to goals and objectives with a few short clicks.
Plan
With everything entered in WealthLink, we plan client’s financial futures, kids’ education goals, general life goals, track expenses, store important documents, and plan “what-if” scenarios such as market adjustments or the purchase of a 2nd home.
Invest
After the planning step is completed, we have a clear understanding of our client’s investments. From there, we can determine if adjustments are necessary. We create well diversified portfolios that meet our client’s needs and aid them in achieving positive outcomes.
Protect
Now that we have a comprehensive view of your entire “financial house, we work to protect what you have. This is accomplished through our expansive network of risk appropriate investments and insurance solutions.